韓国が、高騰する金利に身動き取れなくなった人々!韓国では「債務調整に駆け込む人」が44％急増!4万人急増中!
https://s.japanese.joins.com/JArticle/296253?sectcode=120&servcode=100
金利急騰期に重くのしかかる債務の足かせで人生の希望を失っている人のための解決法が切実だ。裁判所と信用回復委員会に届出られた債務調整申請だけみても２５万件（２０２０年）を上回っている。返済しきれない水準の借金を背負った人々は借金のために息をすることさえ難しい。負債が増えて元利金償還負担が大きくなる時、赤字世帯が真っ先に切り詰めるのが食費と子女教育費だ。そのような家族の人生の質が落ちるのは火を見るより明らかだ。家族の葛藤、夫婦間暴力、家族解体、社会的孤立、憂鬱感の危険も大きくなる。このような状況が悪化すれば多くの人々が生きるために背負った借金せいで死を考える場合が多い。保健福祉部の自殺死亡者に対する心理解剖検査を見ると経済的問題のうち負債が７１％にのぼる。
2023年05月01日、「信用回復委員会」が非常に興味深いデータを公表しました。
迅速債務調整：1万338人
（延滞前や延滞30日以下）
プレワークアウト：1万945人
（延滞31日以上89日以下）
個人ワークアウト：2万4,784人
（延滞90日以上）
計：4万6,067人
韓国では「債務調整に駆け込む人」が44％急増！ 限界に達する所得脆弱層と言われていますね。
銀行員は、早期退職を願い、預金者の事を放置するそうです。
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People who have become unable to move with the soaring interest rate! In Korea, "people rushing to debt coordination" increased by 44 %!
The solution for those who have lost their lives due to their heavy debts that are heavy during the rush of interest rates are urgent. It is more than 250,000 (2020), even if you look at the debt coordination application notified to the court and the Credit Recovery Committee. People who can’t repay the level of debts are also difficult to breathe for debt. When the debt increases and the reimbursement of the principal and interest grows, food expenses and child education expenses are the first to cut down the deficit. It is clear that the quality of such a family’s life will decrease than to see the fire. Family conflicts, couples’ violence, family dismantling, social isolation, and depression also increase. If this situation worsens, many people often think of death because of debt carried to live. Looking at the psychological dissection test for suicide deaths in the Health and Welfare Department, debt is 71 % of economic issues.
On May 01, 2023, the Credit Recovery Committee published very interesting data.
Quick debt adjustment: 1338 people
(Before delinquency or 30 days of delinquency)
Plan -out: 19,45 people
(31 days or less over 89 days)
Personal workout: 24,784 people
(90 days or more delinquent)
Total: 46,067 people
In Korea, "people rushing to debt coordination" rapidly increased by 44 %! It is said to be an income vulnerable layer that reaches the limit.
The bank clerk seems to be leaving the deposits for early retirement
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